Tuesday, March 29, 2011

Gold and Silver now legal tender in Utah due to "Dying Dollar"



Dinar dan Dirham ( Gold and Silver as legal tender) akan digunakan di Amerika, orang-orang Melayu Islam dan sesetengah ustaz2 masih mempertahankan sistem wang kertas dan kapitalis, sedangkan barat sendiri telah bersedia memusnahkan dolar mereka. Hairan..hairan..Adakah kita sudah bersedia dan menyimpan emas secukupnya????


It's been nearly 80 years since the U.S. stopped using gold coins as legal currency, and nearly 40 since the world abandoned the gold standard, but the precious metal could be making a comeback in the United States -- beginning in Utah.
The Utah House was to vote as early as Thursday on legislation that would recognize gold and silver coins issued by the federal government as legal currency in the state. The coins would not replace the current paper currency but would be used and accepted voluntarily as an alternative.
The legislation, which has 12 co-sponsors, would let Utahans pay their taxes with gold and also calls for a committee to study alternative currencies for the state. It would also exempt the sale of gold from the state capital gains tax.
The bill cleared a state legislative committee on Wednesday, the first of 13 similar bills in statehouses across the country to do so. If the bill clears the House, it would have to pass the Senate before the governor could sign it into law.
Attorney and Tea Party activist Larry Hilton, author of the original bill, said he doesn't foresee any roadblocks.
"There's enough uneasiness going on in the economy to trigger people to feel that, hey, having a little Plan B, kind of a backup system, is not a bad idea," he told FoxNews.com.
The U.S. used some version of the gold standard from 1873 until 1933, when President Franklin D. Roosevelt outlawed the private ownership of gold amid the Great Depression. An international monetary system based on a gold-exchange standard continued until 1971 when President Richard Nixon stopped the U.S. from redeeming dollars for gold altogether.
Critics of the gold standard say it limits countries' control over its monetary policy and leaves them vulnerable to financial shocks, such as the Great Depression. But supporters argue that the current financial system's dependence on the Federal Reserve exposes the value of U.S. money to the threat of inflation.
Rep. Ron Paul, a longtime critic of the Federal Reserve who has called on a return to the gold standard, has praised Hilton's efforts.
"Efforts such as yours in states around the country highlight the importantance of returning to sound money," Paul wrote in a letter to Hilton. "Even if such efforts fail to achieve legislative success on their first try, their importance lies in bringing to the public's attention the problem of the ever-weakening dollar and the necessity of returning to a sound monetary system."
Hilton said the bill before the House doesn't go as far as his original draft, which was more sweeping, including recognizing more than just U.S. minted coins and more details on specific tax treatment. But he said he's willing to take it step-by step.
He also said he's not pushing to restore the gold standard in the U.S.
Federal Reserve Chairman Ben Bernanke this week dismissed the notion of the gold standard returning to the U.S.
"It did deliver price stability over long periods of time, but over shorter periods of time it caused wide swings in prices related to changes in demand or supply of gold," he told the Senate Banking Committee. "So I don't think it's a panacea."
Bernanke also said that gold couldn't return as the world standard because there's not enough gold in the world to effectively support the U.S. money supply.
Hilton said he's taking a positive approach to the issue.
"This is not an anti-dollar issue at all," he said. "We want to strengthen the dollar. We think by introducing gold and silver of our nation's history, by injecting that into the debate is very healthy for our policymakers."
Jeff Bell, a policy director for the Washington-based American Principles in Action (APPIA), which helped shape the Utah bill, told FoxNews.com that passage of the bill would send a message to Washington and other states.
"People sense that in the era of quantitative easing and zero interest rates, something has gone haywire with our monetary policy. But people are afraid to say it," said Bell, who was an adviser to Ronald Reagan's 1976 and 1980 presidential campaigns. "If one state recognizes gold as a valid currency, I think it would embolden people not just in other states but in Washington."
Bell credited Tea Party activists for advancing the legislation this far. Rep. Brad Galvez, who introduced the legislation, is a freshman legislator backed by the Tea Party.
"Saying we now recognize gold as money is a big step forward," he said.
Twelve other states have offered similar proposals: Georgia, Montana, Missouri, Colorado, Indiana, Iowa, New Hampshire, South Carolina, Tennessee, Washington, Vermont and Oklahoma.


Read more: http://www.foxnews.com/politics/2011/03/03/utah-considers-return-gold-silver-coins/#ixzz1I3VNftd9

Thursday, March 24, 2011

Silver memainkan peranan utama pemulihan Jepun selepas Tsunami

Silver to play a major role in Japan recovery

Tidak Terdapat Terjemahan

TOKYO (Commodity Online) : Silver, which fell marginally along gold Thursday, is going to play a significant role in Japan’s efforts to steady its economy, experts believe.
Silver in particular is going to capitalize on the unfortunate situations in Japan, world’s third largest economy, they said.
Japan requires heavy investments to maintain its infrastructures and silver is going to play a role in it though not like that of steel and some other metals.
Silver isn’t just a precious metal, it is also one of our main industrial metals. One of the most conductive substances known to man, it’s used in everything from photography, to compact discs, to semi-conductors, to medical equipment.
Basically, if something is high-tech, it contains silver and Japan is a high-tech country.
Japan may require lot of the white metal to make damaged electrical lines and other related items especially in areas where radiation threats are high.
The wonderful electrical conductive ability of silver is used in producing electrical switches, electrical circuits.
As silver has a long lasting ability even in high temperatures, they are used for producing certain moving items and ball bearings.
Silver is also utilized to manufacture brazing and soldering metal items due to its ability of withstanding corrosion, large tensile power, antibacterial property and conductivity.
The white metal is able to disturb the cellular actions of bacteria which are necessary for their living. Hence, several hospitals are using silver coated surgical devices and other materials to eliminate any contamination.
Silver ions are also used for purifying water in many water pool, spas, hospitals etc, which Japan desperately required at the moment.
At present, silver extended losses, following its glittering cousin gold on speculative selling by some traders fearing escalating Japan troubles.
However both silver and gold will bounce back to attract the safe-haven buying once the over- leveraged longs have finished unwinding their positions, analysts said.

The white metal hitting an intraday low $33.70 before recovering to $34.02 an ounce.Analysts said investors prefer other commodities over silver and gold and sold metals to cover losses.They added that both silver and gold look vulnerable to further selling.

Source: http://www.commodityonline.com/news/Silver-to-play-a-major-role-in-Japan-recovery-37335-3-1.html

Sunday, March 13, 2011

RAHSIA KEHEBATAN EMAS



SEMINAR DINAR & KEHEBATAN EMAS PADA;

TARIKH: 16hb APRIL 2011
HARI: SABTU
JAM: 10.30PAGI HINGGA 12.30 TENGAHARI
TEMPAT: PEJABAT PUBLIC GOLD, PEKAN BARU
SUNGAI PETANI, KEDAH
SPEAKER: SAYA

JEMPUT DATANG ! PERCUMA !!!

SMS ke H/P 019-4809839

Wednesday, March 09, 2011

CEPAT REBUT PELUANG DENGAN MEMBELI JONGKONG PERAK

Assalamu' alaikum,

Perhatian saya sekarang tertumpu kepada harga Perak (Silver bar 999.9) Setelah disemak harga silver sejak tahun lalu, ia telah meningkat lebih 100%. Fuhhh...jadi pajak emas yang ada ditangan terus rempit beli silver bar pulak. Dalam perkiraan saya, silver lebih cepat boleh jual sekitar 6 bulan sahaja, sebab kenaikan yang tinggi. Ini base on last year record, kita tak tahu apa akan jadi pada masa hadapan. Saya optimis silver lebih cergas daripada emas. Jadi jangan membuang masa dan duit melabur ketempat yang masih kabur..rempit segera dengan membeli siver bar.

Hubungi saya 019-4809839 untuk belian/hantaran

Bagi yang berada di Perak, anda sila kunjungi kami di kiosk Mohd Fazli Othman di Pasar Kemunting Taiping. Boleh dapatkan stock dinar, gold dan silver bar..tapi call saya atau beliau dahulu utk tempahan.
Di Kamunting Taiping

Wednesday, March 02, 2011

ZAKAT EMAS DAN PERAK

Assalamualaikum dan salam sejahtera.

Apa khabar pembaca semua? Saya doakan anda semua sihat, ceria dan gembira adanya

Baiklah kali ini saya ingin berkongsi maklumat berkenaan zakat emas dan perak serta kaedah pengiraannya.

Untuk pengetahuan anda emas dan perak adalah termasuk di dalam kategori logam berharga yang diwajibkan zakat jika cukup haul dan nisab

- Haul merujuk kepada tempoh masa iaitu setahun.
- Nisab pula merujuk kepada nilai berat.

Kewajipan zakat ke atas logam ini dijelaskan dalam firman Allah S.W.T. bermaksud:

“Dan mereka yang menyimpan emas dan perak dan tidak membelanjakannya pada jalan Allah (mengeluarkan zakat) maka khabarkanlah kepada mereka dengan azab yang pedih, pada hari emas dan perak dibakar di dalam neraka jahanam lalu diselar dengannya dahi dan rusuk mereka dan belakang mereka seraya dikatakan kepada mereka inilah harta yang kamu simpan selama ini buat diri mu, maka rasailah balasan apa yang kamu simpan dahulu” (At- Taubah; ayat 34-35)

Zakat emas dikira dalam dua keadaan iaitu:

1. Zakat emas yang disimpan (tidak dipakai)
2. Zakat emas yang dipakai.

1. Zakat emas yang disimpan (tidak dipakai)
Emas yang tidak digunakan atau dipakai walaupun sekali dalam tempoh setahun. Jika nilai emas tersebut menyamai atau melebihi 85gram (nisab), maka wajib dikeluarkan zakat sebanyak 2.5%.

Contoh: Anda memiliki 100 gram jongkong emas bernilai RM160/gram (harga semasa) dan telah menyimpannya selama setahun.
Jumlah zakat = 2.5% x RM16,000
= RM400

2. Zakat emas yang dipakai (sebagai perhiasan)
Emas yang dipakai (sebagai perhiasan) walaupun sekali dalam tempoh setahun tidak wajib dikeluarkan zakat ke atasnya. Tetapi jika ia melebihi ‘uruf’ (uruf merujuk kepada nilai kebiasaan pemakaian emas bagi wanita di sesebuah tempat), maka ia diwajibkan zakat dengan kadar 2.5% atas lebihan daripada nilai uruf. Nilai yang diambil kira adalah nilai semasa emas sahaja iaitu tidak termasuk batu permata.

Contoh: Jika anda bermastautin di Wilayah Persekutuan maka kadar uruf adalah 150 gram emas. (jika anda bermastautin di negeri lain, sila rujuk kadar uruf bagi negeri anda di bawah)

Contoh: Berat emas yang dipakai ialah 250 gram

Berat Emas yang layak dizakatkan adalah:
= 250 gram – 150 gram (uruf)
= 100gram

Zakat yang wajib dibayar = 2.5% x (100 gram x harga semasa)
(andaian harga emas semasa RM157.00 / gram)
= 2.5% x (100 gram x RM157.00)
= RM392.00

Nilai uruf bagi negeri-negeri di Malaysia.
Berikut adalah nilai uruf bagi negeri-negeri di Malaysia.

1.Uruf emas bagi negeri Kedah adalah 150 gram.
2.Uruf emas bagi negeri Perlis adalah 170 gram
3.Uruf emas bagi negeri Pulau Pinang adalah 165 gram
4.Uruf emas bagi negeri Melaka adalah RM5000
5.Uruf emas bagi negeri Johor adalah 850 gram
6.Uruf emas bagi negeri Sembilan adalah 200 gram
7.Uruf emas bagi negeri Selangor adalah 800 gram
8.Uruf emas bagi Wilayah Persekutuan adalah 150 gram
9.Uruf emas bagi negeri Kelantan : tiada uruf
10.Uruf emas bagi negeri Terengganu adalah 850 gram
11.Uruf emas bagi negeri Pahang adalah 200 gram
12.Uruf emas bagi negeri Perak adalah 500 gram
13.Uruf emas bagi negeri Sabah adalah RM5000
14.Uruf emas bagi negeri Sarawak adalah 775 gram
(Sumber: Laporan kajian penetapan uruf emas pakai negeri Pahang Darul Makmur tahun 2008) (klik)

Soalan-soalan lazim yang perlu diketahui mengenai zakat emas:
1. Soalan: Sekiranya saya telah menggadaikan sejumlah emas perhiasan ke dalam skim Ar-Rahn, perlukah saya membayar zakat untuk emas yang digadaikan itu?

Jawapan: Tidak wajib, kerana tidak sempurna milik

2. Soalan: Adakah emas yang disimpan di dalam bank (safe deposit box) perlu dizakatkan?

Jawapan: Ya, wajib dizakatkan dan dikira sebagai emas yang disimpan.

3. Soalan: Saya memiliki beberapa utas rantai emas tetapi saya gadaikan untuk membuat modal perniagaan. Adakah wajib membayar zakat bagi rantai emas yang digadaikan itu?

Jawapan: Tidak wajib dizakatkan kecuali setelah ditebus semula. Kiraan haul bermula pada hari ditebus.

4. Soalan: Ibu saya mempunyai emas yang sudah cukup syarat untuk dizakatkan. Tetapi beliau meninggal dunia sebelum sempat mengeluarkan zakat. Siapakah yang bertanggungjawab membayar zakat tersebut? Daripada sumber mana yang perlu digunakan untuk membayar zakat tersebut?

Jawapan: Waris perlulah melunaskan bayaran zakat tersebut dengan menggunakan duit si mati sebelum harta peninggalannya di faraid.

5. Soalan: Adakah saya wajib membayar zakat emas perhiasan yang telah disimpan dan diwarisi daripada nenek?

Jawapan: Ya, emas perhiasan yang disimpan dan diwarisi wajib dikeluarkan zakat sekiranya cukup syarat.

6. Soalan: Saya ada emas yang dipakai. Ia tidak cukup untuk dikeluarkan zakat. Tetapi jika dicampurkan dengan emas yang digadai, cukup untuk bayar zakat. Persoalannya, wajib kah saya membayar zakat?

Jawapan: Tidak wajib dikenakan zakat kerana tidak cukup nisab dan emas yang digadai tidak sempurna milik.

(sumber: http://web.e-zakat.com.my/baru/organisasi/faq.asp)

p/s: Banyak lagi persoalan zakat yang boleh didapati dengan melawat link diatas.

Pengiraan zakat perak.
Bagi zakat perak, ia perlu memenuhi syarat cukup haul dan nisab.

- Haul ialah tempoh masa setahun
- Nisab zakat perak sebanyak 200 dirham iaitu sama atau melebihi 595 gram (1 dirham = 2.975 gram)

Formula: [berat perak (gram)] x [harga perak semasa/gram] x 2.5%

Contoh: Anda menyimpan 1kg perak 999
Katakan harga semasa 1kg perak 999 adalah RM4500

Zakat perak yang wajib dibayar = 2.5% x RM4500
= RM112.50

Kesimpulan.
Saya berharap agar topik ini membantu anda memahami persoalan zakat emas dan perak. Ini kerana zakat merupakan kewajipan terhadap orang Islam yang cukup syarat. Sebagai pelabur sudah tentu kita inginkan kekayaan dunia dan kekayaan di akhirat . Keberkatan di dunia dan keberkatan di akhirat.

Ok then, selamat membuat pelaburan emas dan perak :)

sunber:jutawanemas.com